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Category: Credit

¿Qué es el ITIN y por qué es importante para los inmigrantes? Guía completa explicada por agentes certificados del IRS
Aug 05 2025
  • Milena Jaramillo By Milena Jaramillo
  • In Credit

¿Qué es el ITIN y por qué es importante para los inmigrantes? Guía completa explicada por agentes certificados del IRS

El ITIN es un número de identificación fiscal emitido por el IRS para quienes no califican para un SSN pero deben declarar impuestos en EE.UU. En Oplaics Consultants, como agentes certificados, guiamos a inmigrantes y extranjeros en el proceso de solicitud o renovación de su ITIN, de forma segura, sin enviar documentos originales y con total respaldo legal.

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Why with a good credit score approved cards with low limits?
Mar 12 2025
  • Antonio Sojo By Antonio Sojo
  • In Credit

Why with a good credit score approved cards with low limits?

Having an excellent credit score does not always guarantee high limits on your cards. Banks evaluate other factors such as credit diversity, the length of your credit history, your income and your debt-to-income ratio. In this blog, we explain why you may receive a low limit and what strategies you can apply to increase it.

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The 4 best platforms to verify your credit in 2025
Feb 10 2025
  • Antonio Sojo By Antonio Sojo
  • In Credit

The 4 best platforms to verify your credit in 2025

Discover the 4 best platforms to verify your credit in 2025 : MyScoreiq, Identityiq, Smartcredit and Annual Credit Report . Protect your financial history, improve your score and avoid fraud with these essential tools.

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Changes in CFPB: What does it mean for consumers and entrepreneurs?
Feb 04 2025
  • Marialic Vasquez By Marialic Vasquez
  • In Credit

Changes in CFPB: What does it mean for consumers and entrepreneurs?

The Consumer Financial Protection Bureau (CFPB), the agency in charge of consumer financial protection in the United States, has undergone a significant change in its leadership. President Donald Trump has removed Rohit Chopra and appointed Scott Bessent as acting director, which could mark a turnaround in financial regulation.

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