Major changes to credit laws: How reform can improve your credit score
In 2024, United States financial authorities have proposed significant reforms to credit laws, with the goal of offering greater fairness and transparency to consumers. Although these changes are still being approved, some measures are already making a difference in the way credit reports are handled, particularly with respect to medical debt and consumer rights.
Read moreCredit card: Opportunity to grow with the bank's money
When you use a credit card, you are accessing the bank's capital to finance your purchases and projects.
This not only allows you to manage your cash flow more efficiently, but also gives you the opportunity to build a robust credit history, essential for large acquisitions such as houses, cars or the financing of your own business.
Read moreLearn to use credit and turn it into your best ally
Good credit management is more than paying your bills on time; It is a comprehensive strategy to build wealth and stability. By managing your credit responsibly, you not only strengthen your ability to invest and grow, but you also build a financial reputation that generates trust among partners, investors and financial institutions.