Personal loans: Ideal for long-term projects

When it comes to financing, options may seem overwhelming. Two popular tools are the personal loans and the credit cards , each with unique characteristics that adapt to different needs. Here we explain your advantages, disadvantages and how to decide which one is the best for you.

Major changes to credit laws: How reform can improve your credit score

In 2024, United States financial authorities have proposed significant reforms to credit laws, with the goal of offering greater fairness and transparency to consumers. Although these changes are still being approved, some measures are already making a difference in the way credit reports are handled, particularly with respect to medical debt and consumer rights.

Credit card: Opportunity to grow with the bank's money

When you use a credit card, you are accessing the bank's capital to finance your purchases and projects.

This not only allows you to manage your cash flow more efficiently, but also gives you the opportunity to build a robust credit history, essential for large acquisitions such as houses, cars or the financing of your own business.

Learn to use credit and turn it into your best ally

Good credit management is more than paying your bills on time; It is a comprehensive strategy to build wealth and stability. By managing your credit responsibly, you not only strengthen your ability to invest and grow, but you also build a financial reputation that generates trust among partners, investors and financial institutions.