Major changes to credit laws: How reform can improve your credit score

In 2024, United States financial authorities have proposed significant reforms to credit laws, with the goal of offering greater fairness and transparency to consumers. Although these changes are still being approved, some measures are already making a difference in the way credit reports are handled, particularly with respect to medical debt and consumer rights.

How does student debt forgiveness affect those who didn't get it?

Today they announced an additional cancellation of $4.5 billion in student debt, benefiting more than 60,000 borrowers through the Public Service Loan Forgiveness (PSLF) program. This measure brings to more than 1 million the total number of public service workers who have received debt relief.

Credit card: Opportunity to grow with the bank's money

When you use a credit card, you are accessing the bank's capital to finance your purchases and projects.

This not only allows you to manage your cash flow more efficiently, but also gives you the opportunity to build a robust credit history, essential for large acquisitions such as houses, cars or the financing of your own business.